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Car Accidents and Insurance Companies

Do you need a lawyer after a car accident in Alabama?

You're in a car wreck and need to file an insurance claim. Sounds simple enough, right? Unfortunately, insurance companies can make the claims process complex. Insurance companies want people to believe they have their best interests at heart after a car accident. They want accident victims to trust them and accept the first offer they receive from an insurance company. In many cases, insurance companies will insist they cannot offer more money, that their initial offer is their best and final offer.

Don't be so sure. In most cases, most insurance companies can - and do - offer more money to accident victims. But obtaining additional money can often be very difficult. Insurance companies rarely come back and freely offer more money. You have to demand it.

That's where we come in. At Dean Waite & Associates, LLC, Mobile, Ala. accident attorney Dean Waite has years of experience negotiating with insurance companies on behalf of injured victims. He knows what questions to ask and he has the track record to prove it.

Alabama auto insurance policy minimums

Alabama law requires drivers to carry a minimum amount of liability insurance. Under state law, Alabama drivers must have $50,000 per accident for total bodily injury or death, $25,000 per person for bodily injury or death and $25,000 for property damage. Optional insurance include collision, comprehensive, medical and funeral and uninsured motorist coverage.

If you are in an accident, our law firm can examine your policy and help you with your claim. Call us today. Let us deal with the insurance company red tape so you can focus on your recovery.

How can I get more money from insurance companies for my car wreck?

Insurance companies take different approaches once someone starts asking for more money after an accident. Along with insisting they cannot offer more money, they often employ entire teams of attorneys who do everything they can to pay injury victims as little as possible.

On paper, many insurance company offers seem reasonable. Such offers, which they often make to injury victims soon after an accident, frequently cover medical bills, vehicle repairs and other expenses that often add up soon after an accident.

But most insurance company offers fail to take into account the true, long-term cost of a car wreck. Lost income and lost future income need to be taken into account. So does pain and suffering. When you have Dean Waite & Associates, LLC on your side, we will aggressively negotiate on your behalf.

What if an insurance company refuses to award me additional money?

Negotiating for more money from insurance companies after an accident can be extremely complicated. That's why we aggressively investigate every case we handle. Evidence builds strong cases. And the more information we have, the better our position to negotiate.

Beyond simply negotiating for more money, other legal options exist for dealing with insurance companies. In particular, we have years of experience taking insurance companies to court. We're not afraid to file a lawsuit or pursue other legal action.

Be prepared when negotiating with insurance companies. Contact us. We offer a free case evaluation to all potential clients. That way, we can answer your questions right away and you can decide if we're the right law firm for you. Call (866) 434-5840 and schedule an appointment.